Those of you planning to apply for educational loans don’t approach banks without pan card. It wasn’t compulsory before for students to have a pan card to apply for educational loans, increased default rate has forced banks to take such measures. By mandating pan card banks can track the defaulter using the pan number.
To apply for PAN card visit http://www.utiitsl.com/pan/ necessary details are available on the website. It may take anywhere between 7 to 10 days to get a PAN card.
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